Need help with personal debt? You're not alone, and while there's lots of information about the legalities of debt and debt collection online there's very little available to guide people through the process or to tell them how to navigate the waters in real world situations. Do not accept the information that comes from consumer forums as correct, because often it's either incorrect or misleading. Creditors and collection agencies, and even sometimes bankruptcy trustees and credit counsellors take advantage of people's fear and lack of knowledge on the subject to try to intimidate them into following their agenda. Being in debt is a stressful situation, and happens for a variety of reasons, but in most cases there's very little to fear if you take the right approach, and often there's ways of reducing or eliminating the debt that needs to be paid.
I'm a debt and credit professional with over 25 years of experience working for Equifax, collection agencies, and within both a bank and private finance context. I am acquainted with every stage of the process including legal and bankruptcy. I can help you to immediately put an end to all collections calls, guide you as to what steps you need to take to manage your debt no matter where you are in the process and tell what it really looks like from the side of a bank or collection agency, give you real information about what is likely to happen with your credit, tell you how to negotiate lower amounts of debt or interest, or in some cases wave debt away entirely.
I have the ability to give you clarity and direction, whereas creditors rely on a lack of knowledge and a fear of consequences to pressure you. I can help you design a budget and a payment plan, a settlement offer or to tell you whether the debt is even worth paying at all. I will carefully explain what remedies if any may be available against you and how to minimize or avoid them. I will explain what is likely to happen to your credit and what remedies may be available to improve your credit rating. There are no miracle cures to repair your credit overnight, so don't be fooled by anyone advertising such a product, but there are ways to accelerate the path to a better record.
I genuinely want to help people, and I have the skills and experience to do so. I am not doing this as a principal means of employment, but rather because I'm tired of seeing people being led down the garden path by those who would exploit their fears. I won't waste anyone's time or drag the process out to increase costs to you. I can give 90% of the people who seek my help enough guidance in a single call for them to be able to manage their finances and can be available for future consultation or to act as a proxy if needed. I'm offering my services very cheaply.
Please contact me to discuss your financial issues and I will be happy to help provide timely, real world guidance. I look forward to being able to help you and can do so in English, French or Spanish.
Email me at: email@example.com
do NOT contact me with unsolicited services or offers